SimVest
360° personal financial planner

Every money decision, worked through with your own numbers

A free financial planner built for India: 31 decision tools, live investment tracking, tax and loan calculators, FIRE and scenario planning — with your data kept in your own browser.

SimVest · live view
Decisioner · prepay loan or invest?31 tools
Stocks, funds, crypto & goldLive · 15 min
Income tax · new vs old regimeCompared
FIRE · retire at the age you choose6 scenarios
Where your data livesYour browser
What you get

Everything SimVest ships with

💡

The Decisioner

31 tools for real money decisions — selling a property, prepay vs invest, insurance cover, tax harvesting, retirement withdrawals — using your own numbers.

🩺

Financial health score

One score across eight basics, the checks with the most room to improve, and a net-worth timeline that fills in month by month.

⚡

12 investment types, live

FDs to ESOPs, property to crypto. Link NSE/BSE shares, funds, crypto, gold and silver for prices every 15 minutes and profit or loss.

🧾

India tax calculators

New vs old regime with a step-by-step breakdown and recommendation, capital gains, plus GST and presumptive business tax.

🏦

Loan optimizer

Extra EMIs, lump sums, step-ups and rate cuts compared, with a fully editable amortization schedule.

🔥

FIRE & scenarios

Retirement around the age you choose, the odds of getting there, and up to six what-if paths charted year by year.

🤖

Markets + AI read

A daily snapshot of RBI rates, indices, sectors, bullion and India's macro picture, with optional AI commentary on your own key.

🗂

Document vault

Policies, certificates and statements in a folder in your own Google Drive, linked to holdings, with renewal dates.

How it works

From numbers to a decision in three steps

01
Add

Income, expenses, investments and loans. Link stocks and funds for live prices — start small and add more any time.

02
Decide

Pick a tool in the Decisioner. It starts from your data, applies Indian tax rules and shows the working behind the result.

03
Track

Your health score shows what needs attention and a monthly net-worth timeline shows progress.

04
Stay private

No backend database — everything stays in your browser, with optional sync to your own Google Drive.

Free. No sign-up. Your data stays yours.

Everything in SimVest is free today. It is an educational planning and calculation tool — decision support, not investment advice.